A middle class person, to accomplish his dream of starting a business would arrange money by taking loans from banks, relatives or would sell the ancestral properties and gold ornaments that he owns. Starting a business and taking it to the next level are two different scenarios. With many Growing Economies opening the doors for International players like Walmart IKEA Investing in small Retail business is extremely risky these days as you can’t guarantee success. Today, things are different … people would rather visit an Air Conditioned shopping mall than visiting a nearby retail shop to make a purchase .Due to this reason , may small traders have either shut down their shops forever or moved to a location where they think their business would be secure . I’m not scaring you if you’re thinking a invest your money in Retail business; I’m just trying to make you aware of the risks involved in it. If were in your place, I would give up my thoughts of starting a small Retail Business and would instead add a new property to my possessions due to following reasons:-